Secure Savings

Secure Loans

A loan is secure when the amount you are borrowing is equal to or less than your shares 1 balance. A secured loan is secured against the savings in your credit union account, not against your home.

Thinking of booking a holiday?? Shopping for a new car?? Some home improvements?

Why not put your savings to work with a secure loan? GUARANTEED ACCEPTANCE

4% REPRESENTATIVE APR

Free life insurance available with every loan – terms and conditions may apply.

Why borrow when I have savings?? You may be tempted to use your shares for your next big purchase.? Don’t! Would you really replace your savings? Probably not! So leave your savings alone and borrow against them.

Your shares are insured at no cost to you so in the event of a claim being made by your next of kin, the benefits will be paid out, subject to terms and conditions, often when they are needed most.

Withdrawing your shares also reduces your borrowing power in future, because the less you save, the less you can borrow.

How to Apply

If you would like to apply for a secure loan, you can call into the office and speak to a loan officer or simply click here to download an application form.

Alternatively click here to apply online if you have previously applied to access your account online.

If you have not previously registered to access your account online you can do so by clicking here. All you need to register is your member number.

The application is easy and as long as you have the correct identification with you, can normally be approved and paid out the same day.

If you would like any further information or would like to discuss repayment terms, please call us on 01355 224771.