Signature

Signature Loan

Once you have been a saving member for three months or more you can apply for our Signature Unsecured Loan!

These loans are a fantastic way to keep your savings secure and continue to build on your savings whilst paying off your loan. We will agree an affordable repayment plan to suit you.

If you have been a saving member for 3 months you can apply to borrow 3x your savings balance.

Example: If you have a savings balance of £200 you could apply to borrow up to £600.

If you have been a saving member for 6 months or more you can apply to borrow 4x your savings balance.

Example: If you have a savings balance of £300 you could apply to borrow up to £1200.

All unsecured loans are subject to our usual lending criteria (including maximum loans). You could apply to borrow up to £4999 at 15.4% APR.

Compare this to mainstream banks who may charge up to 22% APR for loans below £7500.

Example: £1500 repaid at £135.00 per month over 12 months at 15.4% APR = Total interest payable £119.53.

How to Apply

If you would like to apply for an unsecured loan, you can call into the office and speak to a loan officer or simply click here and download an application form.

Alternatively click here to apply online if you have previously applied to access your account online.

If you have not previously registered to access your account online you can do so by clicking here. All you need to register is your member number.

If you would like any further information or would like to discuss repayment terms, please call us on 01355 224771.

Please note we can ask for proof of income and expenditure at any time and may complete a credit check.