How To Join
To be eligible to join East Kilbride Credit Union, you need to either live or work within South Lanarkshire, North Lanarkshire, Renfrewshire or East Renfrewshire and should be aged 18 or over (A junior account can be opened for under 18s). Our common bond now allows for family members to join the credit union if they live with and are related to an existing member.
Once you have joined, you can deposit into your account in a variety of ways including cash, cheque, standing order, payroll deduction for employees of South Lanarkshire Council, PayPoint and debit card payments. Deposits can be weekly, fortnightly, monthly or four weekly depending on your preference.
To open an account we will require:
- A completed joining form. You can complete this in the office or download and complete the form before you call in, using the link below.
- One form of photographic identification. We accept passport, driving licence, work pass or travel pass.
- One form of address identification. This should contain your name and address and must be dated within the last three months. We will accept a bank statement, utility bill, DWP or benefit award letter or a current prescription.
- If you work in any of the above areas, but do not live within them, we will also require proof of your employment. This can be a printed wage slip or P60, that shouldstate where you are based or a letter from your employer.
- A £3.00 joining fee and a minimum deposit of at least £5.00 on the same day you join.
An annual membership fee of £2.50 is deducted from members’ accounts on the 30th September each year unless you have already paid a joining fee in the previous 12 months.
At the end of each financial year, once the business costs have been assessed, the auditor will recommend to the Board of Directors the amount of surplus available as dividend. This is then agreed by the members at the Annual General Meeting.
Each member of East Kilbride Credit Union receives free life insurance and loan protection on their account, although terms and conditions may apply. Please see our LPLS page for more information.