Unsecured loans are available to members aged 18 or over and are based on share to loan ratio, length of membership and the ability to repay.
No unsecured loan is guaranteed.
Please do not commit yourself to any purchase before your loan has been approved.
Loan officers will consider all applications made and may subject them to credit checks. Applications may be referred to the Loan Review Board and all decisions may take up to seven days for a decision to be made.
Proof of identity, current address and a statement of monthly income and expenditure will be required. This can include wage slips and bank statements for the last three months.
If you would like to apply for an unsecured loan, you can call into the office and talk to a loan officer, telephone and request a postal application or apply online if you have previously requested a PIN to log in to our members area.
For full details of our loan guidelines and how much you may be entitled to apply to borrow, please click below.
If you would like any further information or would like to discuss repayment terms, please call us on 01355 224771.